Are You a Victim of Unauthorized Credit Card Charges? You May Have Rights
Every year, about 10 million United States consumers are victims of unauthorized credit card charges or fraudulent online transactions. Your account may have been overcharged or billed for products or services you never received or agreed to buy. Or, you may have been signed up for memberships or promotional programs that you did not agree to join or been victimized by another type of unauthorized billing, which costs U.S. consumers an estimated $52.6 billion each year.
If you or a loved one is a victim of unauthorized credit card charges, you may be entitled to financial compensation for your damages. Unauthorized charges can damage your credit scores and drive up the costs of credit cards for all consumers. At Mark & Associates, P.C. our aggressive, experienced consumers' rights attorneys are dedicated to helping victims of unauthorized credit card charges. To schedule a free, confidential legal consultation, contact us today by calling 1-866-50-RIGHTS (1-866-507-4448) or completing the case inquiry form on this page.
What Are Unauthorized Charges?
Unauthorized charges occur when a consumer is charged for products or services that were either never received or returned to the store after purchase. Unauthorized charges may occur after a credit card or account information is stolen through the mail or by a store clerk and used to make charges without the cardholder's permission.
Internet companies often use on-line coupons and offers of discounts to obtain a consumer's credit card number and other personal information, which can then be misused or sold to identity thieves. Some on-line consumers have discovered monthly charges they did not authorize on their account statements. Many times, these recurring charges are for smaller amounts such as $9.99 or $14.99 in an attempt by the fraudulent party to avoid being detected.
Common Examples of Unauthorized Charges
Unauthorized credit card charges may occur in a variety of ways, including:
- Coupon click fraud
- Recurring monthly charges
- Mail and Internet order fraud
- Skimming (use of an electronic device to record the account number, cardholder's name, and other information from the magnetic strip on the back of a credit card)
- Account takeover
Free Legal Consultation
If you or a loved one has been a victim of unauthorized credit card charges, you may have a right to be financially compensated. Unauthorized charges are an epidemic in the United States, accounting for billions of dollars in losses from millions of victims each year. At Mark & Associates, P.C., our consumers' rights attorneys will evaluate your situation and advise you of all your legal rights. Contact Mark & Associates, P.C. today for a free, no-obligation review of your possible unauthorized credit card charges case by calling 1-866-50-RIGHTS (1-866-507-4448) or completing the form on this page.
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